Subscription cost calculator: what your stack really costs
Add up your streaming, music and cloud subscriptions and see the five-year and ten-year total, with an optional yearly price rise.
Calculator using the monthly totals you enter. Example stacks are round figures. How we research · How links work
The short answer
A $40-a-month stack costs $2,400 over five years with flat prices, or about $2652 if prices rise 5% a year. Enter your own bills below.
Your stack
Total cost
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Example stacks (flat prices)
| Stack | Monthly | 5 years | 10 years |
|---|---|---|---|
| One streaming service | $15.99 | $959 | $1919 |
| Two streaming + music | $40.97 | $2458 | $4916 |
| Full stack (3 streaming + music + cloud) | $62.95 | $3777 | $7554 |
Before you add another
Cancel anything you have not opened in a month. A single unused $10 plan is $600 over five years.
Common questions
How much do subscriptions really cost?
Multiply the monthly total by 12, then by the years you keep them. A $40-a-month stack costs $2,400 over five years with no price rises.
Why include a yearly price bump?
Many services raise prices. A 5% yearly bump on $40 a month turns five years into about $2,652 instead of $2,400.
Are these the exact prices of Netflix or Spotify?
No. Enter the prices on your own bills. The examples are round figures for scale.